<html> <head> <META NAME="description" CONTENT=""> <title>Ringbinder</title> </head> <body text="black" link="#552768" bgcolor="white" vlink="#333333" background="clipart/styleMedia/ringbinder.gif"> <TABLE border=0 cellspacing=0 cellpadding=0> <TR> <TD width=80 rowspan=2></TD> <TD > <CENTER> <FONT size=7><B>Ringbinder</B></FONT></CENTER> </TD> </TR> <TR> <TD valign=top> <FONT size=6 color=#666666><B> <table border="0" cellpadding="0" cellspacing="2" width="100%"> <tr height=0> <td height=0> <spacer type=block width=30% height=0> <td height=0> <spacer type=block width=30% height=0> <td height=0> <spacer type=block width=30% height=0> </tr> <tr> <td colspan="3"> <hr> </td> </tr> <tr> <td valign=middle width=30%> <font face="Arial,Helvetica,Geneva,Swiss,SunSans-Regular"> <b> </b></font></td> <td valign=middle width=30%> <center> <font face="Arial,Helvetica,Geneva,Swiss,SunSans-Regular" size=-2><I> <a href="http://www.webtv.net">Powered by WebTV</a> </I></font></center> </td> <td align=right valign=middle width=30%> <font face="Arial,Helvetica,Geneva,Swiss,SunSans-Regular"> <b> </b></font></td> </td> </tr> <tr> <td colspan="3"> <hr> </td> </tr> <tr> <td colspan="3"> <center> <A href=http://bn.bfast.com/booklink/click?sourceid=5257443&categoryid=homepage> <img height=72 width=392 src="clipart/styleMedia/bn1222_bn4.gif"></A></center> </td> </tr> </table> </B></FONT></P> <P> </TD> </TR> </TABLE> </BODY> </HTML>