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Arkansas Encyclopedia
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Banks act as payment agents by conducting checking or current accounts for customers, paying cheques drawn by customers on the bank, and collecting cheques deposited to customers' current accounts. Banks also enable customer payments via other payment methods such as telegraphic transfer, EFTPOS, and ATM.
Banks borrow money by accepting funds deposited on current accounts, by accepting term deposits, and by issuing debt securities such as banknotes and bonds. Banks lend money by making advances to customers on current accounts, by making installment loans, and by investing in marketable debt securities and other forms of money lending.
Banks provide almost all payment services, and a bank account is considered indispensable by most businesses, individuals and governments. Non-banks that provide payment services such as remittance companies are not normally considered an adequate substitute for having a bank account.
Banks borrow most funds from households and non-financial businesses, and lend most funds to households and non-financial businesses, but non-bank lenders provide a significant and in many cases adequate substitute for bank loans, and money market funds, cash management trusts and other non-bank financial institutions in many cases provide an adequate substitute to banks for lending savings to.
Arkansas Bankers' Bank - Little Rock
Arkansas Best Federal Credit Union - Fort Smith
Arkansas County Bank - DeWitt and Stuttgart
Arkansas Credit Union League - Little Rock
Arkansas Federal Credit Union - Central Arkansas
Arkansas Capital Corp - Arkansas
Arvest Bank Group - Arkansas, Missouri, Oklahoma
BancorpSouth - Southwest US
Bank of America - Across the USA
Bank of Arkansas - Fayetteville and Rogers
Bank of England - England, Lonoke, Scott
Bank of Fayetteville - Fayetteville, East Branch, West Fork
Bank of Gravette - Gravette
Bank of Lake Village - Lake Village
Bank of Little Rock - Little Rock
Bank of Pocahontas - Pocahontas
Bank of Prescott - Prescott
Bank of the Ozarks - Northwest and Central AR
Bank of Calhoun County - Hampton, Camden
Centennial Bank - Conway, Vilonia, Greenbrier, Mayflower
The Citizens Bank - Batesville, Pleasant Plains
Citizens Bank and Trust - Northwest Arkansas
Citizens State Bank - Bald Knob, Bradford
Commercial National Bank - Texarkana, Fouke
Cornerstone Bank - Eureka Springs, Holiday Island
Cross County Bank - Wynne, Hickory Ridge, Cherry Valley, Weiner
Delta Trust & Bank - Multiple in-state locations
Farmers Bank & Trust - Blytheville
Farmers Bank & Trust - Magnolia
First Arkansas Bank & Trust - Jacksonville, NLR, Gravel Ridge
First Arvest Bank Springdale - Springdale
First Community Bank - Batesville and Searcy
First Financial Bank - El Dorado, Smackover
First National Bank - Mena, Cove
First National Bank of Berryville - Throughout Carroll County
First National Bank of Crossett - Crossett, Hamburg, Fountain Hill
First National Bank of Eastern Arkansas - Forrest City
First National Bank of Fort Smith - Northwest Arkansas
First National Bank of Green Forest - Green Forest, Berryville, Harrison
First National Bank of Hope - Hope
First National Bank of Paragould - Paragould, Jonesboro
First Nat. Bank of Phillips County - Helena
First National Bank of Wynne - Wynne, Cherry Valley, Harrisburg, Forrest City
First Security Bank - Searcy, Beebe, Judsonia, Griffithville
First Service Bank - Northern Arkansas
First State Bank - Russellville, Plainview, Ola
First State Bank - Warren, Hermitage, Hampton
First State Bank of Northwest Arkansas - NW Arkansas
First Western Bank - Rogers, Bella Vista
Fordyce Bank & Trust - Fordyce
Forrest City Bank - Forrest City
Helena National Bank - Helena
Heritage Bank - Jonesboro, Leachville, Caraway, Monette
HomeBank of Arkansas - Central and Northern Arkansas
Liberty Bank of Arkansas - Across Arkansas
Little River Bank - Lepanto
Metropolitan National Bank - Central Arkansas
McGehee Bank - McGehee, Arkansas City, Tillar, Watson
National Bank of Arkansas - Central Arkansas
One Banc - Central Arkansas
Piggott State Bank - Piggott
Pinnacle Bank - Bentonville
Pulaski Bank - Little Rock, North Little Rock
Regions Bank - Southern United States
Riverside Bank - Little Rock, Sparkman
Simmons First Bank - Statewide Locations
Southern Bancorp - Arkadelphia, Bismarck, Caddo Valley
Stephen's Inc. - Little Rock
Summit Bank - Southern Arkansas
Superior Federal Bank - Arkansas and Oklahoma
Telcoe Federal Credit Union - LR, Fayetteville, Russellville
Union Bank of Mena - Mena
United Bank - Springdale
US Bank - Across the USA
Warren Bank and Trust - Warren
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