Life,
“Your money or your life?” “I’m thinking
about it.”
We may laugh at Jack Benny’s irrational
behavior, but it represents a very real picture of many people’s priorities.
For some, money has become more important than life itself.
NUMBER ONE IN
The managing editor of Money magazine,
summing up a study his magazine did, concluded that money has become the
number-one obsession of Americans. “Money has become the new sex in this
country,” he said. Newsweek magazine has described Americans as having
achieved a new plane of consciousness called “transcendental acquisition.”
Madness about money. It’s everywhere. Fueled by our acquisitive culture,
it lets few, if any, escape its grasp. Television promotes it, advertisements
convince us that we must have it all, and state lotteries promise us that we
can have it all now.
And the problem is not just “out there” in
the world somewhere. The Christians have focused much of their attention on the
things of this world, much to the grief of the Lord. Some of us love money.
Some of us are committed to the almighty dollar. We love it, and we might as
well admit it. We love the things it will buy. We love the comfort and the
pleasure we think it will bring into our lives.
As hard as it may sound, the judgment is
true: More than a few of us have left our first love of Christ and are having
an affair with the world (the values, goals, priorities and thinking at any
time anywhere by people alienated from God). What James wrote to some
Christians in his day applies to us as well: “You adulterous people, don’t you
know that friendship with the world is hatred toward God? Anyone who chooses to
be a friend of the world becomes an enemy of God” (Jas. 4:4). Hard
words, to be sure, but words that make us stop and think and, if we are honest,
make some needed changes.
THE STRUGGLE WITH
MATERIALISM
There are two assumptions I hold as I
write this.
First, I assume that, like me, you struggle with materialism. This article
is as much for me as for anyone I know. In fact, it began as a personal study
for personal correction.
I struggle with money and materialism. I
bet you do, too. Simply, you want more. Maybe just a little more, but definitely
more. And you are convinced, deep down where you make your choices, that
if you had more, you would be happier and life would be better.
Our Lord said, “A man’s life does not
consist in the abundance of his possessions” (Lk.
Second, I assume that you, like me, don’t feel at all
comfortable with this struggle. You are trying to serve two masters – something
Jesus said is impossible (Matt.
John Stott has written,
We cannot maintain a good life of extravagance and a good conscience
simultaneously. One or the other has to be sacrificed. Either we keep our
conscience and reduce our affluence by giving generously and helping those in
need, or we keep our affluence and smother our conscience. We have to choose
between God and man.
Now, if I understand Stott correctly, he
is not saying that we must make ourselves poor and give everything we have
away. Instead, he is saying that we have a spiritual obligation to reduce our
affluence by sharing generously with those in need. To refuse to do this is to
“smother our conscience,” something the Spirit of God will never allow us to do
with any sense of comfort.
TOO MUCH CARE FOR THE WORLD
What is materialism? Does the Bible give
us an answer so that we might know what to look for? Well, yes and no. The
Scriptures do not give us a definition, but they do give us many pictures of
its substance and character.
But first, you might be surprised at how
some of our secular dictionaries define the problem. Listen to Webster’s
Third New International Dictionary: materialism is “a preoccupation with,
or tendency to seek after or stress material rather than spiritual things.” Sounds
on target to me! My children’s dictionary, Thorndike and Barnhart Junior
Dictionary, 1962, defines a materialist as “A person who cares too much
for the things of this world and neglects spiritual needs.” For sure, someone
at Webster and at Thorndike and Barnhart has been reading the Bible!
These are wonderful, biblical definitions
of materialism. A materialist is someone who is preoccupied with the
things of this world, cares too much for the things that can be purchased,
spends his days dreaming only of the next acquisition. And he is frustrated if
he can’t get what he wants when he wants to have it.
For the materialist, life is a preoccupation
with jewelry, or landscaping, or remodeling the home, or trips abroad, or nice
cars/trucks, or an elaborate music or computer system, or fancy clothes or
sports equipment, or a good business deal. Life revolves around these things.
He is obsessed with the “stuff’ of life.
And in the midst of it all, where is
Jesus?
He is quietly and politely set aside. Like
Martha in Lk. 10:38-42, the materialist is “distracted” from his Lord and
“worried and upset about many things” (emphasis added).
NOT POSSESSION BUT
OBSESSION
Look at the picture Jesus paints of a
materialist in Lk. 12:16-21:
‘The ground of a certain rich man produced
a good crop. He thought to himself, ‘What shall 1 do? I have no place to store
my crops. “Then he said, ‘This is what I’ll do. I will teardown my barns and
build bigger ones, and there I will store all my grain and my goods. And I’ll say
to myself, “You have plenty of good things laid up for
many years. Take life easy; eat, drink and be merry. “But God said to him, ‘You
fool! This very night your life will be demanded from you. Then who will get
what you have prepared for yourself?’ “This is how it will be with anyone who
stores up things for himself but is not rich toward God.”
There he is – a man not “rich toward God,”
a man preoccupied with treasure for himself. The spiritual dimension is set aside, the
Now, it’s important to note that materialism
is not mere possession of material things but obsession with
them. That’s the distinction we must make in our minds.
Furthermore, materialism is not just the
disease of the rich. Rich and poor alike can be obsessed with having more and
having it now. All of us can be obsessed and preoccupied with stuff.
Howard Hendricks, a great Bible teacher, puts it like this: “Materialism has
nothing to do with the amount. It has everything to do with attitude.”
In 1 Tim.
That’s materialism: putting hope in riches instead of in God
(1 Tim.
WARNING SIGNALS, BUT NO
FORMULAS
You may be frustrated by this definition
of materialism, a “preoccupation with the things of this world.” Why? Because
there is no formula by which to judge when we or someone else has crossed the
line into materialism. We want numbers or categories: “Oh yeah, he’s
materialistic. He just paid over $150,000 for his house.” Or, “She’s
not rich toward God; she owns a fur coat!” Or, “Yep, he just crossed the line.
He bought a Cadillac.”
But it doesn’t work that way. That’s not
in the Scriptures. Materialism is not a number. The New Testament doesn’t give
us clear-cut formulas or categories. Materialism is an obsession, a passion, a
preoccupation with the things of this world. It isn’t determined by how much or
how little we have. It’s a matter of the heart.
If materialism is so subjective, what are
some of its “warning signals”? Let me share a few of mine.
One, when I go from managing the money God has entrusted me with to
being anxious over it, I know I have crossed the line into materialism (Matt.
Two, when my eyes begin to wander and I begin to compare what others have
with what I have, I know I’m on the wrong track. Envy
is creeping into my life (1 Pet. 2:1).
Three, when I begin to lose appreciation for what the Lord has already
given me, when I begin to focus on what I don’t have, I know I am
preoccupied with material things.
And four, when I lose the joy of
cheerful giving, when I’m focused on keeping rather than giving, when I’m
focused on maintaining or building my little financial empire rather than
reducing it for someone else’s good, then I know I am caring too much for the
material over the spiritual.
These are the warning lights on my
spiritual dashboard. When they start flashing, I’d better pull over and check
under the hood. My conscience is muddied, my Lord is grieved, and I can feel
it in my spirit.
LOVING, LONGING, AND LOSING
In counseling Timothy about the church’s
support for those in need, Paul warned, “The love of money is a root of all
kinds of evil. Some people, eager for money, have wandered
from the faith and pierced themselves with many griefs” (1 Tim.
The materialist loves money. It is his
lifeblood. Without it he is miserable, insecure, even
hostile. But that’s not all. Materialists not only love money but also long for
it. They crave it. They covet it. They want more; they never have enough.
One man put it so well: “Gold is like
seawater. The more one drinks of it, the thirstier one becomes.” It’s never
enough. We will never be satisfied with it.
And even that’s not all. The materialist
not only loves money and longs for it but is also lost without it.
Earlier Paul wrote, “People who want to get rich fall into temptation and a
trap and into many foolish and harmful desires that plunge men into ruin and
destruction” (1 Tim. 6:9). Temptation, foolish desires, ruin, destruction
– not a pretty ending for those preoccupied with money.
A few years ago I was sitting in my office
in
“I’m a Christian,” he said. “I love the
Lord. I had a beautiful wife who loves the Lord. I had two children. I had a
good job and a good income, enough to take care of my family. We were involved
in the church.
“But the money was never enough. I chased
it and chased it and chased more of it. I traveled when I didn’t have to
travel. I had to succeed, I had to make more, I had to prove myself, and I
wanted more money.
“It didn’t take long before our marriage
was kaput (i.e., over). My wife left me. I rarely see my children
anymore, and I’ve got an emptiness inside that I can’t
even describe.”
This is what Paul is talking about: longing
for money, chasing it, making wealth your primary goal in life. And what do you
get for it? Ruin. Destruction. Misery.
It’s interesting to listen to those who have
chased money and caught it. John B. Rockefeller said, “I have made millions,
but they have brought me no happiness. I would barter (trade) them all
for the days I sat on an office stool in
But then, we don’t want to be
millionaires, do we? We just want “a little more.”
THE CURE IS CONTENTMENT
We aren’t doomed to materialism, though, We can choose another road. Look at 1 Tim. 6:6-8: “But
godliness with contentment is great gain. For we brought
nothing into the world, and we can take nothing out of it. But if we
have food and clothing, we will be content with that.” Or, we should be – that
is Paul’s meaning.
We should be content with the essentials:
food and shelter. The Christian operating out of the flesh (sin nature)
loves money and pursues it with a quiet vengeance.
The Christian operating under the Spirit of God loves
godliness and pursues it with a quiet devotion.
Let me quote John Stott again:
Contentment is the secret of inward peace. It remembers the stark truth
that we brought nothing into the world and we can take nothing out of it. Life,
in fact, is a pilgrimage from one moment of nakedness to another. So we should
travel light and live simply. Our enemy is not possessions, but excess. Our
battle cry is not “Nothing” but “Enough!” We’ve got enough. Simplicity says, if
we have food and clothing, we will be content with that.
At least, as Christians, we should be.
I confess that I have never been content with just
food and clothing. Here’s my list: Good food. Nice clothing. Two cars with low mileage. A house – a view would be nice. Vacations, and plenty of them. Ski gear – I “need” some new
ski boots. That’s just the beginning.
And no verse in the New Testament strikes the stake
into my materialistic heart more deeply than this one: “If we have food and
clothing, we will be content with that.” I’m not there yet.
HOW MANY NECKS DO YOU HAVE?
Albert Schweitzer was a medical missionary who died
in 1965 at the age of 90. His standard attire was a white pith helmet, white
shirt and pants, and a black tie. He had worn one hat for forty years, the tie
for twenty.
Told one day that some men owned dozens of
neckties, Schweitzer remarked, “For one neck?”
I love that! It makes me stop and think. “For one neck?” I have twenty-three hanging in my closet,
some of which I haven’t even worn, some I probably will sell one day in a
garage sale.
Can we imagine what our homes would be like if we
listened to what God is saying to us here? Just think about it for a moment. “Food and clothing” – the essentials of life. If we were
content with these because knowing Jesus Christ as Savior and Lord and Friend
was enough, what do you think relationships in our homes would be like?
There would be a commitment, not to poverty, but to a more simple lifestyle. There would be no bickering and fighting
over money. There would be less worry about the “stuff’ of life.
One of my children, while we were discussing
materialism and contentment, added, “Dad, there would be more time spent with
kids in the family.” How true! And there would be love between husband and
wife, irrespective of the amount of income.
Imagine what it would be like in
our homes if we listened to and practiced the Word of God (i.e., what the
Bible teaches). If we were preoccupied with goodness and simplicity and the
Lord Jesus Christ instead of with money and the stuff it buys.
NO OVERNIGHT COMMITMENT
At the beginning of this article
I identified two assumptions. Let me give you a third as I close.
I assume that you, like me, will
not walk away from reading this article with the problem of materialism solved.
It takes time to work through this struggle. It takes time to grow.
It took the greatest Teacher of
all time, the Lord Jesus Christ Himself, years to instill in His men an
eternal perspective on life, over and above a temporal, materialistic
perspective. His men struggled with it just as you and I do. And they struggled
with it day in and day out.
Just so with us: The process of
overcoming materialism will take more than just an overnight prayer, reading
some articles, or doing a Bible study.
In Philippians 4:12-13, Paul
wrote something very much to the point: “I know what it is to be in need, and I
know what it is to have plenty. I have learned the secret of being content in
any and every situation, whether well fed or hungry, whether living in plenty
or in need. I can do all things through Him who gives me strength.”
Did you catch it? Paul learned to
be content in the circumstances of life, rich or poor. And he learned how
to do this in relationship with Him (Christ) who strengthens us. Let us
go and do the same.
Steve
Thurman
Discipleship Journal, Issue 53, 1989, pp. 27-31.