Do you know what's on your Credit Report? What is your credit score? Are there any black marks? Are they even yours? Are they fraudulent? Are you a victim of identity theft? How do I get a free copy of my credit report? The quick and easy way to clean up and repair your credit! Forget the past -- look to the future! You deserve a second chance -- it's as easy as 123 with Dr.C!
DrC's Credit Repair Guide has helped people re-establish their credit since 1987. Don't pay a $500 consulation fee or more plus $100 per item! Do it yourself with DrC's Credit Repair Guide for only $199.00 includes shipping!
A concise easy to understand step by step guide! (1) Includes all sample letter formats! (2) How to obtain a copy of your credit profile and how to read it! (3) How to remove derogatory information! Plus how to re-establish your credit, how to get a major credit card, and much more!
Most major lenders (Banks, Mortgage and Finance Companies) are now using a "Credit Score System" which is derived from data maintained by the three national credit bureaus - Experian(TRW), Equifax and Trans Union. Negative entries will affect your ability to obtain loans at normal interest rates or outright rejection! Worse still it could affect your ability to find employment or even rent an apartment!
New amendments of the Fair Credit Reporting Act allow consumers to sue for up to $2500 per violation: (1) Companies who knowingly supply inaccurate information. (2) Lenders who allow such false information to remain in a file. Credit Bureaus that fail to promptly delete inaccurate or unverified information from reports, after notification by consumers, may also be liable.
TIP... If you pay a collection account you are admitting guilt!
FACT...
Derogatory information will stay on your file for 7 years (Bankruptcy for
10 years) and may not be automatically removed!
TIP... Do not contact the Credit Bureaus nor post a consumer statement without professional advice!
The Inside Secrets of Credit Repair...Facts and Tips!
The Federal Trade Commission...Facts and Links!
Catch a wave... DrC's South Pacific Surfing Page.
FOR MULTIPLE SEARCHES... |