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Addresses and Telephone Numbers:

12549 Sampaloc St., Dau Homesite

Mabalacat, Pampanga

Philippines

(045) 892-2763

778 Tandang Sora Avenue

Quezon City

Philippines

(02) 456-2607

53-A Yale St

Cubao, Quezon City

Philippines

(02) 490-9377

Filipino
Residing or Working in areas within designated Geographical Scope (Metro Manila, Rizal and other selected areas of Bulacan, Cavite and Laguna)
Aged 21 to 65 years (upon loan maturity)
With at least P15K monthly income
With Home Phone or Cell Phone and Office Phone
Employed with Top 10,000 Companies or their Subsidiaries, Multilateral Organizations and Multinational Companies

EMPLOYEES OF TOP 10K CORPORATIONS	EMPLOYEES OF NON-TOP 10K CORPORATIONS	SELF-EMPLOYED
Completely filled-out Application Form	Completely filled-out Application Form	Completely filled-out Application Form
Latest W2 (Form 2316) / ITR	Latest W2 (Form 2316) / ITR	DTI / SEC Registration
1 valid ID	2 valid IDs	2 valid IDs
3 specimen signatures w/ date submitted	Principal Credit Card Holder (at least 6 mos. except for HSBC / AIG = at least 1 year)	ITR
*	3 specimen signatures w/ date submitted	"SEMP" tagging on AF
*	*	3 specimen signatures w/ date submitted
*	*	For higher loan amount (>500K)
*	*	3 mos. Card Statements
*	*	6 mos. Bank Statements
*	*	Latest audited Financial Statements

Mall Code	Description
SS	applications with SSS contributions attachment
TO	new applications from employees of Top 10K Corporations
TW	new applications from employees of >Top 10K to Top 12K Corporations
CR	new applications from employees of Non-Top Companies with Credit Card
NO	new applications from employees of Non-Top Companies without Credit Card
SE	new applications from Self-Employed individuals
EM	new applications from employees of Embassies or MultiNational/MultiLateral Companies or known companies

SCB will prepare a Manager's Check
Loan proceeds will be deposited to client's Personal Savings / Checking Account

Note: Approved loan is valid up to 2 months / 60 days from the Approval Date.

Handling Fee - one time flat rate P1,500
Pre-Payment Fee - if terminated prior to the full loan term, 8% of the prepaid amount or P3,000 whichever is higher will be added to the amount to be prepaid. CUT-OFF is 7 working days prior to the 20th day
Late Payment Charge - 7% of the amount due for the month or P400, whichever is higher
Returned Check - insufficient fund or drawn against uncleared deposit, P200 will be charged for other bank checks; for SCB checks, fee is P2,000
Check Deferment - if post dated check will be deferred on a later date, P600/check will be charged
Check Replacement - closed account or transferred account, P200/request will be charged. CUT-OFF is 7 working days prior to the 20th day of the month

1. Pay via Post Dated Checks (PDCs)

2. Pay via ATM through BancNet's bills payment facility

Bancnet Member Banks

3. Pay via Bancnet Online - www.bancnetonline.com

4. Pay via our Accredited Payment Banks

5. Pay via the Bills Payment Machines - in selected Standard Chartered Bank Branches