Wilborniti'
Computers
Computer systems and software
to the global marketplace and beyond.

______________

Finance Computers
From as little as $20.00 per month.

Products How It Works Contact us FAQs Terms Buy Now
Home

Terms and Conditions

1 1 1 1 1

North America South America The Middle East Europe Africa Asia Australia

Desk Tops Lap Tops PDA's
Shipping Policies Privacy Policies
Customer Payments
Customer Care
Contact Us

Easy payment plans. Low down payment. 18 month Finance Terms

No Credit Turn Downs.
Everyone is Approved



Customer Care:(801)504-2340 Fax:(801) 504- 2340
Email: wilborniticomputers@yahoo.com

Terms and Conditions

Wilborniti' Computers is a division of Wilborniti'. Wilborniti' provides interest free financing for computer systems, personal and home electronics, and other services that are listed in our customer purchaser materials either in print or on our web sites.

Computer purchasing/financing services that shall be provided to you during the course of your purchase may include but not limited to interest free financing of up to 80% on select pre-configured computer systems and other products listed in our purchaser materials including but not limited to: tech support; convenient online shopping; promotional newsletters and other offerings that provide additional savings; customer care line and unlimited access to the Wilborniti' Internet site.

DESCRIPTION OF MEMBERSHIP: Wilborniti' Computers, a division of Wilborniti', provides it's customers a membership in The Wilborniti' Computers Group. Membership is provided by Wilborniti'. Membership is available only to US residents who: agree to the terms and conditions of our membership offering; qualify with a combined household income of over $1,800 a month; has a valid US checking account; is over 18 years of age; has proof of income for a minimum of 6 consecutive months; allow the electronic debiting of Member's checking account via check-draft or ACH; and has paid the necessary fees for enrollment. Membership shall remain valid if: the annual membership fees are paid; the use of any credit extended member has been paid in a timely fashion; and the personal and financial information provided by the member remains accurate. Member agrees that providing any incorrect or misleading information will result in Wilborniti' denying extension of credit.

MEMBERSHIP TERMS AND FEES: Your membership is effective for a period of twelve months following your enrollment date under the annual membership plan. The annual membership fees of $7.77 a month, paid annually, can be paid in two or three payments as indicated on the join form. All members agree to have their checking account of record automatically drafted annually for membership fees required upon acceptance of these terms, as listed on the order form, and prior to financing approval on any product or service.

CANCELLATION POLICY: You may cancel within 30 days of beginning your membership to stop all future billing and receive a full refund on any monies collected. If you cancel after 30 days, any refund will be prorated thru month ten (10); no prorated refunds will be issued within 60 days of the Membership anniversary. Refunds will be issued based on the unused portion of your annual fee. Any cancellation must be made with a live representative or in writing.

Emails sent to Wilborniti' are not answered by a live representative and will not be accepted as a valid form of canceling your membership. ANY MEMBER who has utilized Wilborniti' financing to purchase any product may not cancel their membership during that period in which payments are required to be paid. Customer Care is available Monday - Friday 9am - 5pm (PST).

RENEWAL will be on an annual basis. Each year your annual dues will be automatically debited from your checking account on file with us, unless you notify us otherwise. A written notification and reminder will be mailed to you thirty (30) days prior to your renewal date. Upon renewal, you will be issued a new membership materials and continue to have access via the internet. This is known as a Continuity Plan. We reserve the right to increase or decrease the Renewal Fee for each new Membership Term.

TRADE UP & TRADE IN POLICY Members must be in good standing with us including no missed or late payments on previous agreements including but limited to Membership Agreement. A new purchase agreement must be signed prior to shipping new upgrade PC. Contract terms may vary based on upgrade model selected and trade in model used. Monthly payment and or deposit requirement may increase based on upgrade model chosen and trade in model used. Wilborniti' reserves the right to refuse upgrade trade in if trade in PC is damaged or does not work to our satisfaction. All taxes and fees must be paid prior to shipping if applicable

24 HR COMPUTER TECHNICAL SUPPORT *Notice: as of 19 Jan 2006 24hr technical support will be offered by Wilborniti' Customer Care, or a similar service of Wilborniti's choosing. This service will be valid for one year from activation and will be the only form of 24hr technical support available. This service will be offered at time of PC purchase as an option. Services that our third-party tech support provider offers may include but not limited to: phone support, hardware diagnostic, and computer repair.

ADVERTISEMENTS & PRODUCT DESCRIPTIONS: Wilborniti' is not responsible for typographical errors or omissions. We reserve the right to change prices and products without notice or obligation.

Wilborniti' is not liable for any damage to any product purchased incurred during shipping. All damage claims must be filed with the applicable shipping company.

Ship-To Prohibitions: Please be informed that your designated ship-to address must reflect the address on the Purchase Agreement. Wilborniti' will not process any order that specifies an address of a freight forwarder, warehouse, and distribution center, airport, Hotel, PO Box or any address other than that of the buyer listed on the purchase agreement.

FINANCE TERMS: The amount of credit extended to each member shall not exceed $3,000 at any given time. Said credit issued is based on the pre-configured packages member purchases, then calculating the remaining balance after deducting the down payment. The credit limit does not function and is not intended to be used like a typical credit card. The credit limit and membership terms allow a member to make payments on their purchase, potentially creating six months of good payment history with Wilborniti'. If a six-month consistent payment history is reached, Member may then use any remaining balance for financing on additional purchases subject to our approval.

Financing is issued on select products and services to Members who agree to have their checking accounts electronically debited for repayment of the credit extended on a monthly basis as listed in our membership materials. Payment terms range from 3 months to 18 months depending on the selected product or service; a separate promise-to-pay agreement between Wilborniti' and the member will be sent for signature for each item financed by the member.

In our fulfillment materials, some of our products are only available for households that meet discretionary income requirements, i.e., Member must be above our minimum threshold levels to qualify for greater financing.

Credit Reporting: We will report your positive payment history to Trans Union and/or Equifax. Our program can help to improve your credit score.

USAGE of member financing exists solely for the member listed on the membership card and agreement. Member agrees that you will use Wilborniti' financing only for your own behalf or the members of your immediate family residing in your household. Wilborniti' reserves the right to ask for additional deposits if your membership payment history reflects negative activity (missed or late payments). Any fee's or product payment returned NSF or un-paid for any reason may disqualify you from any future financing.

Security Interest: Wilborniti', to the extent legally permissible, retains a security interest in all merchandise charged on your account until the balance is paid in full.

Returned and NSF ACH Payments: In the event that any non-sufficient funds activity (NSF items), Member agrees that Wilborniti' will attempt to collect the full amount again by presenting the ACH authorization a second time to your banking institution of record.

DEFAULT ON ACCOUNT: Member agrees that they will be in default if: (a) they fail to pay the " monthly payment" when due; or (b) if Member breaches any of the Terms and Conditions of the Purchase Agreement. If Member is in default, then in compliance with applicable law, Wilborniti' has the right to: (a) demand member to pay the entire unpaid balance on the account immediately; (b) apply monies received on subsequent purchases to any delinquent account balance owed including late fees if applicable; and/or (c) proceed with legal action.

DELINQUENT ACCOUNT: Member's account is considered delinquent if the Monthly Payment is not received by Wilborniti' when due. A $10.00 late fee may be charged against my account each month Member's account is overdue.

IDENTITY PROTECTION: All members financing any product or service may be required to provide to our finance department the following documentation for Identity, Residence and Employment verification purposes only:

· Photocopy of valid state issued drivers license or identification card
· Photocopy of your federally issued social security card.
· Photocopy of a current utility bill in your name and showing your current address.
· Photocopy of a current pay stub in your name and showing minimum of 6 months of employment.
· Photocopy of a current bank statement in your name and reflecting a positive balance.

Our underwriting department reserves the right to require the submittal of any additional forms of identification and or residential and employment documentation not stated here that it deems necessary to satisfy the above stated requirements for loan approval. If the documentation sent by you fails to satisfy these requirements to our satisfaction we reserve the right to refuse financing to anyone at anytime. The above requirements are meant to protect you the member and Wilborniti' against identity theft and fraud.

Renewal occurs annually. Each year your annual dues will be automatically debited from your checking account of record on file with us, unless you notify us five (5) business days prior to your renewal date. A written notification and reminder will be mailed to you thirty (30) days prior to your renewal date (to the address on file; it is the responsibility of the member to provide a new address to us when appropriate). Upon renewal, new membership materials will be re-issued. This is the Continuity Plan. We reserve the right to increase or decrease the Renewal Fee for each new Membership Term. Your membership is effective for a period of twelve months following enrollment date under the annual membership plan.

STATE NOTICES: NOTICE FOR CALIFORNIA RESIDENTS: California law requires that we inform customers that should they fail to fulfill the terms of their credit obligation, a negative report reflecting on their credit record may be submitted to a credit-reporting agency. If you are married, you may apply for credit in your own name.

NOTICE FOR FLORIDA RESIDENTS: You (borrower) agree that, should we obtain a judgment against you, a portion of your disposable earnings may be attached or garnished (paid to us by your employer), as provided by Florida and Federal law.

NOTICE FOR OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

NOTICE FOR MARRIED WISCONSIN RESIDENTS: No Agreement, unilateral statement or court decree relating to marital property adversely affects a creditor's interest, unless prior to the time credit is granted the creditor is furnished a copy of the Agreement, statement or decree, or has actual knowledge of the adverse position.



Questions about your Order: (801)504-23340



Intel® Pentium® 4 Processors and Intel® Celeron® Processors Microsoft® Windows® XP Home Edition. Monthly payment estimated, based on standard system price (excluding shipping/handling/taxes),18 month term, and 0.0% APR. Two year warranty is optional and not included in base price of PCs. Actual payment amount and repayment term may vary. Prices and configurations subject to change without notice orobligation. Prices exclude shipping and handling and taxes. All images are for display purposes only. Actual product may vary based on model and availability. Buying Guide: wilborniti.2ya.com



Official PayPal Seal



Finance your equipment dreams right here @ Wilborniti' with:

The Wilborniti' Credit Card

1

Dream Financing.

Apply for The Wilborniti' Card.

Wilborniti' Dream Financing Customers Payments



Wilborniti' Computers is a division of Wilborniti'
Wilborniti


Customer Care:(801)504-2340 Fax:(801) 504- 2340
Email: wilborniticomputers@yahoo.com